How to Cancel Your Nationwide Auto Insurance Policy in 5 Easy Steps (2025)

How to Cancel Your Nationwide Auto Insurance Policy in 5 Easy Steps (2025)

Sometimes, it makes sense to part ways with your car insurance company — maybe you relocated out of your insurer’s coverage area or found a better price elsewhere. Regardless of your reasons, canceling your Nationwide car insurance policy is relatively straightforward.

Nationwide allows you to cancel your car insurance policy anytime, free of charge. You may even receive a partial refund if you paid your premium in advance. Here’s what you need to know about canceling your Nationwide auto policy.

Nationwide cancellation policy

Nationwide policyholders can cancel their insurance at any time, even in the middle of the term. It doesn’t charge early termination or cancellation fees. In some cases, Nationwide may even owe you money if you prepaid your premium and cancel before the end of the policy term.

The Nationwide website states you can cancel your policy by calling your insurance agent or the Nationwide customer service phone number. Your insurance agent should be able to answer any specific questions you have about cancellation. You can’t cancel your policy online or through email.[1]

Here are the steps to take to cancel your Nationwide car insurance policy.

Step 1: Look up your renewal date

You can cancel your Nationwide policy at any point in your policy term. In some cases, it may make sense to wait until the policy renewal date to make changes. That way, you avoid a coverage lapse, which can leave you unprotected on the road and result in higher premiums and fines.

Good to Know

You can find your car insurance renewal date online, on your policy declaration page, or on your insurance ID card. Your insurance agent should also be able to provide information related to your renewal date.

Step 2: Compare car insurance quotes

One way to find the best policy is to compare quotes from different insurers.

Auto insurance companies calculate rates based on various factors, such as location, age, driving record, and vehicle year, make, and model. Comparing quotes is important, as some insurers may put more weight on certain factors than others, leading to rate variations between companies.

Another reason to compare car insurance quotes is that available discounts vary from insurer to insurer. For example, State Farm offers a few discounts for young drivers, while USAA is known for its military discounts. Additionally, many insurers offer discounts when you bundle insurance products with your car insurance, such as homeowners insurance, pet insurance, and life insurance.

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Step 3: Secure a new car insurance policy

It’s important to secure a new car insurance policy before canceling your original policy to avoid a gap in coverage. The process of getting a car insurance policy varies between companies but generally involves either applying online or working directly with an agent.

To get a car insurance policy, you’ll need to provide basic information about yourself, your vehicle, and your coverage needs. In most states, insurance companies can consider your credit history when setting rates.

Your new insurer will likely need the following information to determine your premium:

  • Desired policy effective date

  • Date of birth

  • Vehicle identification number (VIN)

  • Payment info, such as your credit card number or bank account details

Compare Car Insurance Rates All in One Place (June 2025)

Compare Car Insurance Rates All in One Place (June 2025)

Step 4: Cancel your Nationwide policy

You’ll likely need to cancel your policy over the phone, as online cancellation isn’t available.

According to Nationwide’s website, here are the options to cancel your policy:

  • Call your insurance agent. (You can usually find your agent’s information on your policy declaration page, insurance ID card, or billing statement.)

  • If you don’t have an insurance agent, call 1 (877) 669-6877 to speak with a customer service representative.[2]

  • You may also be able to cancel your policy in person at a Nationwide branch.

Step 5: Follow up on your refund

When you cancel your policy, you may sometimes be eligible for a refund. For example, if you paid your premiums up front but want to cancel your policy halfway through your term, you’ll receive a refund for the months remaining in the term.

If you’re unsure whether you’re eligible for a refund, contact Nationwide or speak to your insurance agent.

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How Nationwide quotes stack up vs. competitors

Nationwide’s average cost is $180 per month for full coverage and $87 per month for liability coverage. When it comes to car insurance prices, Nationwide typically falls somewhere in the middle compared to its competitors.

However, the amount you’ll pay for car insurance depends on various factors, such as your state’s insurance requirements, your specific coverage needs, and discounts you may be eligible for.

The below rates are estimated rates current as of: Thursday, June 5 at 12:00 PM PDT

Data reviewed by Konstantin Halachev

Headshot of Konstantin Halachev, VP of Engineering at Insurify

Konstantin HalachevVP of Engineering & Data Science

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Disclaimer: Table data sourced from real-time quotes from Insurify’s 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer’s unique driver profile.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage

Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:

  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

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